Buying a Home

Buying a new home? You’ll be familiar with endless trips to real estate agents, scouring the papers every week, and attending an endless parade of inspections and auctions. Let alone the "deposit saving barrier’’, selecting a mortgage provider and signing mounds of paper…

But when you finally find the right place, the one you know you can call home, the feeling of excitement and accomplishment is insurmountable.

Then the realisation hits. You begin to understand the magnitude of the financial commitment you have made.

• How do you know which home loan is right for you?

• Can you afford the repayments?

• What happens if you get sick and can’t work? How will you make your repayments then?

• Will you still be able to afford a few luxuries like holidays and new cars?
 

How can a Financial Adviser help?

Whether you are considering your first property or you are a seasoned buyer, a financial planner can help you reach your financial goal of owning your dream home... sooner. You’d be surprised at the wide range of services with which your financial planner can help. From finding ways to save your deposit sooner, to paying off your mortgage quicker; from setting up insurance to ensure you can keep up with your loan repayments (for example, should illness strike), to ensuring that you can have your home and a life.

For more information on how a financial planner can assist you, simply select one of the areas below:

• investment services;

• lending services;

• financial protection;

• debt management; and

• budgeting and savings services.

Of course, the only effective financial advice is based on a personal assessment of your unique circumstances and objectives. For an analysis of the best solutions to meet your needs, contact your financial planner