"Philip Hart really explained things on our level." Phyllis Scobie, Adviser - John Ives                                                                                                                                                                                                       "Easy to understand and provides enough information to know and have confidence in making a further appointment." David Johnston, Adviser - Andrew Rafty                                                                                                                                                                                                       "Wonderful clear presentations." Brian Bellingham, Adviser - Tracey Burns                                                                                                                                                                                                       "I am comfortable with the approach of the organisation." Jim Dennis, Adviser - Andrew Rafty                                                                                                                                                                                                       "The delivery was done in a very informative way for all to comprehend. The wit of Philip Hart made it most enjoyable." Carole Bellingham, Adviser - Tracey Burns                                                                                                                                                                                                       "Presenters put everyone at ease with a sharp and succinct presentation." Desmond O'Shanassy, Adviser - Neville Williamson                                                                                                                                                                                                      

Getting Separated or Divorced

For most, a separation or divorce is one of the most emotionally stressful periods of their life. Unfortunately, financial issues often compound the situation. For example, in the wake of a break-up, many people find themselves worrying about:

• being strapped for cash and even credit as they have to purchase new major households items;

• having to find and fund a new place to live;

• the challenges of living on only one income; and

• the division of shared investments, bank accounts and other assets.

How Can a Financial Planner Help?

Whether you are recently separated or divorced, or still in a relationship, you need to look after yourself financially. A financial planner can help you establish a budget and help you maximise your financial independence now and in the future.

For more information on how a financial planner can assist you, simply select one of the areas below:

• budgeting and savings services;

• debt management;

• lending services;

• estate planning;

• investment services;

• superannuation solutions; and

• financial protection.

Of course, the only effective financial advice is based on a personal assessment of your unique circumstances and objectives. For an analysis of the best solutions to meet your needs, contact your financial planner

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