The Findex Community Fund (AU) ABN 16 285 893 026 is registered as a charity with the Australian Charities and Not-for-profits Commission (ACNC) and is endorsed as a Deductible Gift Recipient (as a Public Ancillary Fund). The Findex Community Fund (NEW ZEALAND) Trust is registered with Charities Services under the Charities Act 2005 (Registration number CC55150).All donations are tax deductible.
There are many theories as to what drives financial literacy, including socioeconomic backgrounds and cultural or geographic considerations. It’s also widely understood that our younger years are formative for establishing financial behaviours and habits that can build the foundations of our financial capabilities as adults.
Sound financial decision-making is strongly linked with improved financial wellbeing and greater participation in economic life, affecting quality of life, the opportunities people can pursue, their sense of security, and the overall economic health of society.
Gen Z is more interested in buying products that will give them the best value based on their price.
Findex conducted a 2021 Financial Literacy Study, surveying more than 270 young people (aged 15-25) to identify any common themes that potentially indicate lower levels of financial understanding across the nominated cohort.
There are many theories as to what drives financial literacy, including socioeconomic backgrounds and cultural or geographic considerations. It’s also widely understood that our younger years are formative for establishing financial behaviours and habits that can build the foundations of our financial capabilities as adults.
YOUNG MONEY: HOW IS GEN Z SPENDING AND SAVING?
An assessment of financial literacy levels across young Australians
Young Money is a weekly podcast covering day-to-day financial skills for young Australians, including:
- Basic financial literacy
- Buy-now pay-later
- Starting casual work
- How to save and budget
- Uni debt
Listen and subscribe now on your favourite streaming platform.
- Crypto currency
- Moving out of home
- Micro-investing
- Side hustles
- ...and more!
FINDEX COMMUNITY FUND IS PROUD TO PRESENT 'YOUNG MONEY'
We have prepared a variety of resources for you to use within your schools or offices and to share across your networks.
Access the toolkit for schools for a free library of downloads of posters, flyers, imagery, social media text and newsletter inserts.
Investing
If you’re thinking about investing but are not sure where to start, here are some ideas to get you going.
A guide to starting a new job
This Fair Work course provides information on starting a new job including your rights, employer responsibilities and a checklist of what to expect.
Pay calculator
Use this calculator to quickly estimate how much you will be paid after taxes, and any deductions that are made before-tax (Super, HECS etc).
Learn more about pay slips
Learn more about payslips including when you should get one and what should be included.
Beacon Foundation
View more opportunities from the Beacon Foundation and learn more about their High Impact Programs.
Tax file number declaration
Use this form when starting a new job, this may also be provided to you by your new employer.
Renting tips and tricks
Complete this Money Smart course to better understand the costs and considerations when moving out of home.
Buy now pay later services
Following on from episode 2, read more about the buy now pay later industry and service.
Car insurance
If you have a car, you may already have car insurance. Look at what the different insurance types cover.
Higher education
The Department of Education, Skills and Employment will give you more information on studying in regional areas and what support is available.
Credit card calculator
Figure out how long it will take you to pay off that credit card and how much you'll save if you pay more than the minimum repayment amount.
Loans
Browse this page to learn more about the different types of loans and what to expect when applying.
Moneysmart cars app
Moneysmart have created this app to help you calculate the real costs of buying a car and ways of financing.
How Super works
Following on from episode 5 learn more about Superannuation, your options, and some things you can do to manage it effectively.
Consolidating Super funds
If you've had multiple jobs, you may have more than one Super fund. This page will guide you on how to pick which fund is best for you and how to consolidate your funds.
Savings goals calculator
You've set your savings goals, now use this calculator to determine the exact figures and timelines.
Budget planner
This budget planner is available online or in an Excel spreadsheet. Download or bookmark and use this to manage your own budget.
Money manager
Find your weekly summary of money in and money out by inputting all your income and expenses.
My Money Mentor
This book and blog provides further information and guidance on how to manage your attitude to money, and stay on track to achieve your goals.
Broke Girl Wealth
From episode one of our series, Aleks runs her own Instagram and Tik Tok giving simple and accessible advice.
Country Education Foundation
Learn more about the grants available from CEF that can contribute towards further education or practical traineeships.
Scholarships in Australia
There are a large number of scholarships available to Australian students. Use this guide to find what is available and start applying!
Commonwealth Scholarships
Learn more about this Commonwealth supported program for young Australians living in regional Australia.
To create equal access to opportunity for people isolated by location or circumstance through programs that are regionally relevant, nationally impactful and globally scalable.
Our vision
Our reach
With more than 110 Findex offices widely dispersed across Australia and New Zealand, the FCF has been created through our genuine desire to give back to the communities that are the lifeblood of our business.
Would you like to learn more about how to best manage your finances in order to set yourself up for your future?
Answer these 10 multiple-choice questions to gauge an understanding of your financial behaviours. The quiz will take approximately 1 minute to complete.
Click on the list below to explore helpful financial resources and templates
Click on the list below to explore helpful financial resources and templates
Click on the list below to explore helpful financial resources and templates
CATCH THE LATEST EPISODES OF YOUNG MONEY
Avoiding scams
Head over to Scam Watch for tips on how to be alert and protect yourself from being scammed.
Buying a home
Buying your first home can be daunting. These steps will smooth your way through the house buying process.
