After working for Westpac Bank for 20 years as a Senior Commercial Lending Manager, he gained considerable experience across all areas of Lending and Finance. On joining the firm in 2002, Terry introduced Lending Broking Services to the National firm and continues to head up this service line throughout Australia and New Zealand. Terry assumed control of the WHK Western Victoria Financial Services Division in 2008 where he managed Financial Planning, Specialist Risk Insurance, Lending and Finance and Self Managed Superannuation. Two years later, he developed the General Insurance division in Western Victoria, which has now extended to be a National service line experiencing strong growth throughout the Crowe Horwath network. Throughout this period, Terry worked closely with local and National management and sat on the Advisory Boards of Self Managed Superannuation, Financial Planning and Risk Insurance, whilst also continuing to directly managing Lending and General Insurance. With Terry’s diverse management experience and dedication to his clients, he is now an Executive Managing Partner responsible for the performance of the Southern Region in all services lines encompassing Melbourne, East and Western Victoria. As EMP, Terry provides value add in all facets of sales management, production analysis and risk management, along with technical expertise in Financial Services. Combine this with his love of his AFL football team, the Melbourne Demons, Harness Racing and his family, Terry remains committed to providing the highest level of service and support to his staff and clients.