With over 25 years’ experience in the financial services industry starting out with Deloitte’s in Audit, progressing through to Small Business and Tax Accounting and ultimately landing in Financial Advice over 15 years ago, Karoline’s strong financial background ensures she is highly qualified and experienced to assist her clients. Karoline’s vast experience provides her with the skills to understand and articulate clients financial and lifestyle challenges and she has the unique ability to explain often technical concepts in client-friendly language. Karoline understands the importance of long term client relationships and she always displays a genuine, caring and professional approach with all of her clients. Her honest, positive and friendly nature makes clients from all walks of life feel immediately at ease. Karoline lives by the ethos “the future is made in the actions we take today”.