Investment Performance Disclaimer

Services are provided by Findex Advice Services Pty Ltd ABN 88 090 684 521 AFSL No. 243253 and Financial Index Australia Pty Ltd ABN 90 094 287 037 AFSL No. 240559, trading as Financial Index Wealth Accountants, owned by Findex Group Limited ABN 40 128 588 714 (Findex).

While all reasonable care is taken in the preparation of the material in this document, to the extent allowed by legislation Findex accept no liability whatsoever for reliance on it. All opinions, conclusions, forecasts or recommendations are reasonably held at the time of compilation but are subject to change without notice. Findex assumes no obligation to update this material after it has been issued. You should seek professional advice before acting on any material. The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material. All information, opinions, conclusions, forecasts or recommendations are current at the time of compilation but are subject to change without notice. The returns represent past performance only and are not indicative of future performance. The value of an investment may rise or fall with changes in the market. Past performance is not a reliable indicator of future performance. Future results are impossible to predict. This report includes opinions, estimates and other forward-looking statements which are, by their very nature, subject to various risks and uncertainties. Actual events or results may differ materially, positively or negatively, from those reflected or contemplated in such forward-looking statements. In preparing this document, reliance may have been placed, without independent verification, on the accuracy and completeness of information available from external sources. Findex assumes no obligation to update this content after it has been issued.