Findex Kingscliff

Office Address

Shop 15A, 60 Marine Parade
Kingscliff NSW 2487 AU


Monday to Friday between 8:30am - 5:00pm

Mailing Address

Advisers in the office

Tony Gilbey



With over 40 years of industry experience, Tony's role as a Partner at Findex has seen him return to his rural roots after a notable ten-year tenure at PKF Sydney, where he has excelled in building lasting client relationships, some dating back to 1991. His deep commitment to the community has honed his ability to understand and address unique financial needs, making him a pivotal figure in his clients' personal and business financial planning.

Known for his innovative and strategic approach, Tony focuses on helping clients achieve their personal goals through supportive and creative financial solutions. His specialities in business advice and reporting, taxation and accounting, and estate planning allow him to provide comprehensive and tailored advice. Tony’s dedication to delivering thoughtful solutions enhances financial freedom and choice, securing his reputation as a trusted advisor in the financial industry.

Carmel Gardner



Carmel is an experienced financial adviser who provides strategic planning, investment and wealth creation advice to help her clients achieve their lifestyle and financial goals.

She has over twelve years of extensive experience in the financial services industry, providing advice on a range of financial products and strategies, specialising in aged care advisory, cash flow management, investments and portfolio structuring, superannuation, estate and retirement planning, risk protection, debt management and gearing strategies.

My Specialties

Wealth Management