At any stage of life, but especially during your peak earning years, it’s important to identify what you are doing with your money and where you want to be long term.  

Establishing a financial plan is a critical first step. Putting a plan in place when you’re younger can lead to significantly better outcomes at the end of your working life.  

In fact, through financial modelling and making some assumptions around income, super balance and relationship status, we are able to show that a 49-year-old, earning $150,000 with a super balance of $215,000 could potentially grow their net assets by close to $240,000 between now and the age of 65 with financial planning.

A 35-year-old with an income of $100,000 per annum and a super balance of $50,000, has even more potential to increase their net assets through ongoing financial planning and could potentially reach age 65 with approximately $664,000 more [1].  

We’re dedicated to helping you reach your financial goals through structured and tailored ongoing financial advice. We take a long-term view of where you want to be and develop a strategy to take you there. You’ll get a dedicated financial adviser, routine plan evaluations, life-long cash flow modelling, and ongoing portfolio management. 

[1] The cost of doing nothing when preparing for retirement, May 2023